The Most Important Investment Advice For The Recession
Wednesday, April 8th, 2009It’s no secret that we’re knee-deep in one of the most severe recessions in several decades – and you need important investment advice to see you through the recession, particularly if you’re saving up for retirement. Since more baby boomers than ever before are freezing contributions to their 401(k) retirement funds or cashing them out [...]
How Should You Draw Down Your Retirement?
Wednesday, April 8th, 2009Many people spend a great deal of time figuring out how much they can afford to take out of their retirement savings each year, and with good reason. If you get this wrong you may find that your retirement plans are ruined as you run out of money too quickly. The twilight years that you [...]
The Need for a Comprehensive Plan
Thursday, March 12th, 2009I was thinking about the real estate investment that I mentioned last time, and that made me wonder if you had really thought through how you hold your estate and its organization. Real estate is often held as “joint tenant with right of survivorship”, which gets around probate but can have disadvantages in other ways. [...]
Free Tools To Help Baby Boomers With Retirement Planning
Tuesday, February 17th, 2009Retirement planning can often seem like an arduous task that makes one feel as though he or she needs a financial degree from Harvard in order to understand it all. If you’re looking at your retirement savings and wondering how you can bolster, protect or even plan ahead for it, you may be tempted to [...]
Retirements Funds: Are Online Investments Safe Investments?
Tuesday, February 17th, 2009There’s no arguing with the fact that everything can be done online these days. From grocery shopping to banking, the online world has opened up a world of opportunity for those eager to indulge – and if you’ve got your retirement plans on the brain, it can seem tempting to build your own portfolio through [...]
Should Your Company Offer 401(k) Loans to Employee?
Wednesday, December 10th, 2008Benefit Plan sponsors are not forced to offer 401k loan lending plans, however, most do. With concern to plan administration, borrowing programs may be the least desirable option and the hugest burden concerned with administering 401(k)s. Discrepancies can be found between the payment schedule created for the obligation and the plan payment schedule shown by the enterprises benefit handler and these possible can be left [...]
Self Employed Retirement Plans – Finding Clear Direction
Sunday, October 19th, 2008You run a small business, or you are a professional like a doctor, dentist, or attorney. You own a retail, manufacturing, or service company, or your own practice. Would you like to retire one day (hopefully before you reach age 95!) knowing that you and your family will be financially comfortable and free from worry? [...]
Smart retirement plans
Friday, September 26th, 2008There are more and more statistics being released annually about the number of retired persons that we are going to have in our country within the next few years. Of course this has to do with the newborn boomers reaching the age of retirement. Many people retire from their careers at any early age and [...]
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