Can I Retire Early?
Friday, May 15th, 2009It may surprise you in this current economic climate that people are still thinking about retiring early, but there are an increasing number of people who fully expect to be able to retire and pursue their hobbies or volunteering for an extended period following their careers. What are the secrets to being able to lower [...]
Why You Can’t Depend On Your Social Security For Retirement
Wednesday, May 13th, 2009It’s a question that more baby boomers have been asking: why can’t I depend on my Social Security for retirement? After all, you’ve been paying a lot of money towards your Social Security – shouldn’t you be able to get back that money in the form of a generous retirement fund? Frustrating as it [...]
Losing Confidence In Your 401(k) Retirement Fund?
Tuesday, April 28th, 2009Between 2007 and 2009, many near-retirees have had their confidence blown to pieces as they’ve watched their 401(k) retirement funds stagger under the strengthening recession. As they near their retirement age, many baby boomers are desperate for a sense of security, as there’s no guarantee that their retirement savings will still be there. In fact, [...]
Retiring to a Community
Wednesday, April 22nd, 2009For many seniors, the idea of retiring to a community is one which they do not relish. Most people’s retirement plans include staying at home, perhaps with some visiting nurse or assistant if health needs require, and not moving into a different environment. Sometimes this is based on a financial decision, as the cost [...]
It’s Time To Boost Your Retirement Savings – Today!
Wednesday, April 22nd, 2009We all know that New Year’s is the most popular time to set some serious and life-changing goals – and boosting your retirement savings comes as no exception. From increasing your monthly contributions to your 401(k) retirement fund to saving up enough money to reach an earlier retirement age, you probably start out the year [...]
Retirement And The Recession: What You Need To Know
Monday, April 20th, 2009Retirement can always seem like somewhat of a gamble, even during the best of times. After all, will you have enough money to see you through up to three decades? Will you have enough to counteract the effect of inflation? These questions alone are enough to make any baby boomer nervous; however, add the recession [...]
Why Invest?
Wednesday, April 15th, 2009Why is it that everyone thinks they need to invest for their retirement, to the extent that you feel guilty if you are not putting money away regularly? After all, you can do various things after reaching retirement age to give you income, such as taking out one of those reverse mortgages they keep advertising, [...]
Long Term Care Insurance – Who Needs It?
Tuesday, April 14th, 2009This week I think about long-term care insurance and whether that you should consider taking out a policy. It does not rank as one of the best investments for everybody, but you should consider carefully whether it may provide you with the assurance of continuing care that you need. As with all insurance, there is [...]
Four Reasons Why You Shouldn’t Touch Your Retirement Savings
Saturday, April 11th, 2009We’ve heard the story before. As the credit crunch tightens its grip, you’re finding it much more difficult to pay for those bills and meet your basic needs. You’re desperate to find a way out of the mess without having to take a second job or sell an organ on the black market – so [...]
Are You Ready For An Early Retirement?
Saturday, April 11th, 2009It’s something that every baby boomer has dreamed of at some point – the early retirement. Those dreams of a Florida retirement, or days spent traveling the world with a loved one is an awfully tempting thought, but many of us brush off the notion of an early retirement simply because we don’t think we’ve [...]
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