Two Things That Can Heavily Affect Your Retirement Planning
Thursday, May 28th, 2009America’s about to go broke. Well, that’s what many financial experts are proclaiming anyways. Thanks to the perfect storm of future inflation and the depleted funds of Social Security and Medicare, more people than ever are starting to break a little sweat when they think about the health of their retirement savings; some are even [...]
Investment Choices
Thursday, May 28th, 2009Perhaps you study the newspapers, or even take the Wall Street Journal, and consider that your investment education is up to a good standard. However, there are many facets to your investment, and you need to be sure that the way you run your finances suits your risk tolerance, and allows you to meet your [...]
How Do I Manage My Investments?
Wednesday, May 20th, 2009Like many people, you may have found that your investments have not done very well recently – in fact, you may even be delaying retirement for a couple of years to make up for your losses. If you are in a company 401(k) plan, you may have had typically only ten or twelve funds to [...]
Can I Retire Early?
Friday, May 15th, 2009It may surprise you in this current economic climate that people are still thinking about retiring early, but there are an increasing number of people who fully expect to be able to retire and pursue their hobbies or volunteering for an extended period following their careers. What are the secrets to being able to lower [...]
Why You Can’t Depend On Your Social Security For Retirement
Wednesday, May 13th, 2009It’s a question that more baby boomers have been asking: why can’t I depend on my Social Security for retirement? After all, you’ve been paying a lot of money towards your Social Security – shouldn’t you be able to get back that money in the form of a generous retirement fund? Frustrating as it [...]
Beware Inflation!
Sunday, May 3rd, 2009“Inflation is taxation without legislation” – Milton Friedman Most people underestimate how much inflation will affect their retirement plans. Just like compound interest, the effects of a relentless year on year accumulation are significant. For instance, if you retire at 65, and think you may live until 90, which is not unusual nowadays, you [...]
Recession-Proof Your Retirement In Four Easy Steps
Saturday, May 2nd, 2009The economy has been hitting your retirement fund hard. Between the fluctuating market to the threat of inflation, it’s no wonder that you’re worried about the health of your retirement savings – and are possibly tempted to just put off saving for retirement until the recession disappears. However, now is not the time to give [...]
Losing Confidence In Your 401(k) Retirement Fund?
Tuesday, April 28th, 2009Between 2007 and 2009, many near-retirees have had their confidence blown to pieces as they’ve watched their 401(k) retirement funds stagger under the strengthening recession. As they near their retirement age, many baby boomers are desperate for a sense of security, as there’s no guarantee that their retirement savings will still be there. In fact, [...]
Low-Risk Investments That Protect Your Money
Sunday, April 26th, 2009The recession hasn’t exactly been a keen investor’s best friend. With the Fed introducing legislation based on quantitative easing (which means that interest rates will plummet to historic lows) and the markets performing shaky at best, many of the savviest investors are opting to pull out their money before incurring any more losses. However, [...]
How To Make Your Retirement Savings Last
Wednesday, April 22nd, 2009Thanks to major advances in the health sciences, life expectancy has never been greater than ever. With the average baby boomer expected to live to 77 and beyond, there’s never been a more well-positioned generation to enjoy a long and comfortable retirement – but are your retirement savings up to standard? With the oldest baby [...]
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