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Accepting Online Credit Card Transactions
By plrprousers | December 4, 2008
Here is some useful information about using credit cards and shopping online. If you have a business on the Internet, you have to be able to accept online credit card transactions. Most people won’t use their credit card if the site isn’t secure and many small businesses find this a problem. When you accept credit cards online, you have to make sure your site is secure, and that potential customers feel safe when considering a purchase through your site.
Websites were secure credit card transactions can take place have a small logo on the bottom right of the screen called [verisign]. There are no guarantees given but does give you a sense of relief when you use personal information online. That customer feel good factor should not be dismissed because if they don’t have it they won’t buy from you.
If you shop online, don’t forget this. Although many websites accept credit card payments, some are safer to use than others. The verisign logo helps and it is a good place to start but it is not the only thing you should look for. A secure web site has the address https:// and not the usual http:// when you look at the address bar in your browser.
It is now a fact that some sites are set up as decoys and can trick the unsuspecting user into giving their credit card information. These are often referred to as phishing sites, you may be surprised at the number of people who fall for this. It usually begins with an email telling you that your information must be updated, and then offers you a link. Clicking on the link takes the user to a website that looks exactly like the real thing but is a cleverly designed imitation. Access to you bank or credit card company are easy once you have entered your information on the site.
Phishing sites can only cause a problem if you follow the indicated link, so if you are unsure, just enter the web site address in yourself. Open a new browser, and type the address in as you know it. Financial companies do not use emails to verify personal information. Any problems and they will almost certainly contact by phone first It’s easy to check the website for a telephone number if you’re not sure. A site that handles credit card transactions and is legitimate will always be happy to answer questions if you are unsure about ordering.
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