Blue from American Express®

Intro APR Intro Period Regular APR Annual Fee 0%* Up to 15 Months* As Low As 9.99%* None* Membership RewardsExpressSM program 0% APR onpurchases for up to 15 months No AnnualFee Low Balance Transfer APR - 4.99% Fixed APR forthe life of the balance. Blue is your launch padto standout shopping and entertainment rewards and one-of-a-kindexperiences. Express Approval. Get a decision inless than 60 seconds.

Blue Cash® from American Express

Intro APR Intro Period Regular APR Annual Fee 0%* 6 Months* As Low As 10.99%* None* Up to 5% Cash Back with Unlimited Cash Rewards Earn unlimited cash back 0% Intro APR for 6 months on purchases Low Balance Transfer rate - 4.99% fixed APR for the life of the balance No Annual Fee Express Approval. Get a decision in less than 60 seconds.

American Express® Preferred Rewards Gold Card

Intro APR Intro Period Regular APR Annual Fee N/A* N/A* 0%* $125* No annual fee for the first year - $125 Thereafter Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card! No Pre-Set Spending Limit The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards. Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide. Global Assist® Plus Hotline and many more benefits included. Express Approval. Get a decision in less than 60 seconds.

Blue Sky® from American Express

Intro APR Intro Period Regular APR Annual Fee 0%* 6 Months* as low as 10.99%* None* Earn points on everything you buy with the Card. Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points. Earn 1 point for every dollar you spend Travel anytime: No blackout dates or restrictions No annual fee and 0% intro APR for 6 months World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection Express Approval. Get a decision in less than 60 seconds.

JetBlue Card from American Express

Intro APR Intro Period Regular APR Annual Fee N/A* N/A* 15.99%* $40* Get 50 TrueBlue® points after your firstpurchase—that’s half way to an award flight! TrueBlue points don't expire. Use your Card or fly JetBlueand we extend the life of your points for a full year Earn one Award Dollar for virtually every dollar youspend Earn Double Award Dollars on entertainment,leisure, travel and dining 200 Award Dollars = 1TrueBlue point and 100 TrueBlue points = one round tripflight Express Approval. Get a decision in lessthan 60 seconds.

One from American Express®

Intro APR Intro Period Regular APR Annual Fee N/A* NA* As Low as 11.99%* $35* No Pre-Set Spending Limit Get $50 after your first purchase Earn a competitive Annual Percentage Yield (APY), currently 4.50% (variable rate as of 12/4/2007). Never pay interest on new purchases The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name No annual fee for the first year - A $35 savings Express Approval. Get a decision in less than 60 seconds.

Clear from American Express®

Intro APR Intro Period Regular APR Annual Fee 0%* Up to 12 Months* 11.99%* None* No fees of any kind. No annual fee, no late fees,no over-limit fees, no balance transfer fees, no cash advance fees. Automatic Rewards. You'll get an American Expressbranded shopping card worth $25 delivered straight to your door everytime you spend $2,500.  Flexible PaymentTerms. You can pay in full, or carry a balance. The choice is yours. Flexibility to pay over time  No annual fee and 0% intro APR for up to 12months. World class Cardmember benefits includingPurchase Protection Plan, Buyers Assurance Plan, and ReturnProtection. Express Approval. Get a decision inless than 60 seconds.

Gold Delta SkyMiles® Credit Card from American Express

Intro APR Intro Period Regular APR Annual Fee N/A* N/A* 15.99%* $85* Earn 15,000 bonus SkyMiles® after your first purchase with the Card Earn2,500 bonus miles for adding an Additional Cardmember with theirapplication Always Double Miles® on every eligibledollar you spend at supermarkets, drugstores, gas stations andmore Earn one SkyMile for virtually every dollaryou spend No annual fee for the first year, then $85: $30 if you are a qualified American Express Cardmember Express Approval. Get a decision in less than 60seconds.

Gold Delta SkyMiles® Business Credit Card from OPENSM the small business team

Intro APR Intro Period Regular APR Annual Fee N/A* N/A* 15.99%* $85* Get 15,000 SkyMiles with first purchase Earn up to 30,000 Bonus Miles in your first year Save 5% on all Delta flights with your Card One Delta mile for virtually every dollar you spend No annual fee for the first year - a savings of $85 Unlimited fee-free Additional Cards Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.

American Express® Preferred Rewards Green Card

Intro APR Intro Period Regular APR Annual Fee N/A* N/A* 0%* $95* No annual fee for the first year - $95 Thereafter Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card! The Membership Rewards® program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs Purchase Protection Plan protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. Many other travel and shopping benefits No Pre-set Spending Limit Express Approval. Get a decision in less than 60 seconds.

Business Gold Rewards Card from OPENSM the small business team

Intro APR Intro Period Regular APR Annual Fee 0%* 6 Months* as low as 12.24%* $125* Business ownership has become more rewarding Earn up to 40,000 bonus points in one year - enough for one domestic round-trip airline ticket plus other business supplies. Points have no expiration date No limit to the number of Membership Rewards® points you can earn No annual fee for the first year - a savings of $125 No pre-set spending limit* and no finance charges Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more. Automatic Complimentary enrollment in the Membership Rewards® program Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees

Platinum Business FreedomPass® Credit Card from OPENSM the small business team

Intro APR Intro Period Regular APR Annual Fee 0%* 12 Months* As Low As 9.99%* None* 5,000 point welcome bonus with first purchase Earn 1 point for every dollar you spend Redeem for savings on any flight, hotel, car rental or cruise No blackout dates and no travel restrictions 0% Introductory APR on purchases for the first 12 months No annual fee and the option to pay over time or pay in full Fee-free Additional Cards OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more

Platinum Business Credit Card from OPENSM The Small Business Team

Intro APR Intro Period Regular APR Annual Fee 0%* 12 Months* As Low As 8.99%* None* Option to enroll in the Membership Rewards® Program fee-free There's no limit to the number of points you can earn Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more. 0% APR for the first 12 months No annual fee and fee-free Additional Cards

Blue Cash® for Business Credit Card

Intro APR Intro Period Regular APR Annual Fee 0%* 6 Months* As Low As 8.99%* None* Up to 5% Cash Back on virtually all purchases No limit to the cash back you can earn No annual fee 0% Intro APR for first 6 months Option to pay over time or pay in full Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more. Earn cash rewards on purchases made by Additional Cardholders

Starwood Preferred Guest® Credit Card from American Express

Intro APR Intro Period Regular APR Annual Fee 2.90%* 6 Months* 15.99%* $45* Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights at a category 1 or 2 hotel. Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months Use Starpoints® for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners No annual fee for the first year and $45 thereafter Express Approval. Get a decision in less than 60 seconds.

Business Green Rewards Card from OPENSM The Small Business Team

Intro APR Intro Period Regular APR Annual Fee 0%* 6 Months* as low as 12.24%* $95* Receive 5,000 bonus points on your first purchase No pre-set spending limit* or finance charges Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more. Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees No annual fee for the first year - a savings of $95

American Express SimplyCashSM Business Card

Intro APR Intro Period Regular APR Annual Fee 0%* 12 Months* As Low As 6.00%* None* Earn 5% cash back on automobile gas, office supplies, and wireless services Earn 1% cash back on virtually all other purchases No limits to the cash back you can earn Cash back is automatically credited to the statement each month 0% introductory APR for the first 12 months No annual fee with the flexibility to pay in full or carry a balance Fee-free Additional Cards Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.

Starwood Preferred Guest® Business Credit Card from American Express

Intro APR Intro Period Regular APR Annual Fee 2.90%* 6 Months* 15.99%* $45* Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights! Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts Redeem at over 825 participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels® Transfer to over 30 frequent flyer programs, most on a one-to-one basis. Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more. No annual fee for the first year - a savings of $45 Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards

JetBlue Business Credit Card from American Express

Intro APR Intro Period Regular APR Annual Fee N/A* N/A* 15.99%* $40* Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card 50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase Earn 1 Award Dollar for virtually every dollar you spend Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more. Your TrueBlue® points do not expire when you use your Card* Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*

A FICO Score Versus a Credit Score
If you have a credit score do you also have a FICO score? What is the difference between the two? There are several things to know about each and the difference.

How to Apply For 0 Interest APR Balance Transfers
If you have ever wondered how to apply for 0 interest APR balance transfers then you will have seen the many offers available. But what's the best deal for you? This article looks at the issue and shows some great free resources that can save you a small fortune.

Need More Proof That FICO Credit Scores Matter?
Fannie Mae and Freddie Mac, which fund more than three-quarters of new home loans in the US, are raising their fees to counter what they say are continuing "adverse conditions" in the real estate market. Your FICO credit score, the amount of your down payment, and the duration of the loan you are applying for can push the cost of a new mortgage higher by tens of thousands of dollars over the full life of the loan.